[(THE REAL)fatman_rick] Thursday, March 19, 2009 5:49:50 AM | |
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[Return_of_Darth_Painkiller_0870] Thursday, March 19, 2009 4:51:41 AM | |
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Good Morning fellow Metallians!!!!!! One More Day Til Friday!!!! |
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[spapad] Wednesday, March 18, 2009 9:43:15 PM | |
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I've been kicked off a few times below the thirty minute grace period a couple times as well Necro. Maybe just a glich? I'm sure Mr. Francis (Murray) will get the the bottom of it. [Show/Hide Quoted Message] (Quoting Message by Necroticist from Wednesday, March 18, 2009 8:33:38 PM) | | Necroticist wrote: | | Think i posted earlier about one thats going around...is a complete bastard (scuse language) damn hard to remove |
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[Necroticist] Wednesday, March 18, 2009 8:33:38 PM | |
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Think i posted earlier about one thats going around...is a complete bastard (scuse language) damn hard to remove |
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[Necroticist] Wednesday, March 18, 2009 8:30:41 PM | |
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Oh god - will have to look into that one [Show/Hide Quoted Message] (Quoting Message by Becks from Wednesday, March 18, 2009 8:26:24 PM) | | Becks wrote: | | Hopefully Murray gets it sorted, Necro. I get the feeling there may be a virus around, a few minutes ago whenever I clicked on a link here my anti-virus went mental alerting me, hmmm......... | | Necroticist wrote: | | K = posted Murray....let's see |
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[Becks] Wednesday, March 18, 2009 8:26:24 PM | |
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Hopefully Murray gets it sorted, Necro. I get the feeling there may be a virus around, a few minutes ago whenever I clicked on a link here my anti-virus went mental alerting me, hmmm......... [Show/Hide Quoted Message] (Quoting Message by Necroticist from Wednesday, March 18, 2009 8:20:22 PM) | | Necroticist wrote: | | K = posted Murray....let's see |
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[Necroticist] Wednesday, March 18, 2009 8:20:22 PM | |
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K = posted Murray....let's see |
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[Necroticist] Wednesday, March 18, 2009 8:17:00 PM | |
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This is getting silly...ain't just me getting cut off...need to contact Murray again. |
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[Becks] Wednesday, March 18, 2009 8:03:25 PM | |
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Ah yep, I've got it on CNN now, they were just talking about her. [Show/Hide Quoted Message] (Quoting Message by guidogodoy from Wednesday, March 18, 2009 8:01:18 PM) | | guidogodoy wrote: | | Yes, she died. Sad, indeed.
I am curious to see a news report coming up on CNN in another few minutes. I am SURE that they are going to harp on wearing a helmet. Probably not a good time to throw this out there but I have been a skier since I was a young child. Never once worn one of those either.... | | Becks wrote: | | WTF she's dead?!?!?! Last I heard she was injured skiing, oh my goodness! That's sad. | | guidogodoy wrote: | | Don't think I ever mentioned it before, Spa, but pop works for the mega-medical company Fisher Scientific. High position at that...
I can't believe he wouldn't have the newest machine. Damn think was still a bit loud. Then again, I am an extremely light sleeper. Plus, I'd have to sleep on my damn back!! Ah...maybe someday.
Becks: thanks for the kind words. Typical guy answer: yeah...I'll get around to it sometime.
I am actually in a bit of shock over the sudden death of Natasha Richardson. WTF? Died after an accident on a bunny hill??! What type of crap luck is THAT? Here I just get back from cliff-jumping double black diamond runs at almost 10,000 feet where you easily could have lost control and fallen off a cliff and she dies because of a fender bender on a green run. Wow, I am really shocked at the news and I don't even know much about her career as an actress. | | spapad wrote: | | If if turns out you need one someday the machines are WAY quieter than they used to be. | | guidogodoy wrote: | | Oh I know and my doc has, indeed, suggested that I go in for a sleep study.
Perhaps one of these days, I might just get around to it....
In Utah, was all I could do to sleep hearing the gurgling machine of my father's cpap in the room next door!
I just figure, avoid sleep, avoid the problem, eh? Guido! Keeper of the Night! | | MG_Metalgoddess wrote: | | Shame on you GUido... Iam after my dad all the time... He went for a sleep study.. he quit breathing 86 times in 1 minute at one point... Grrrrrrrrrr.... Then some doctor perscribed him sleeping pills without looking at his full health record.. I could have crapped my pants when I heard that... Yes my dad is soo stubborn,.,,, Men are usually less attentive when comes to healthy things, and doing them.. but some men I know are health conscience.
You should go for a sleep study Guido, and see what they say...
Becks should too if the problem doesnt get better or gets worse... Its very important... Very...
Hugs MG~ | | guidogodoy wrote: | | Sleep apnea? It is a Cpap machine. At least it SHOULD be one if he has apnea. Runs in my family (and probably me).
Not so much an alarm but it forces air to avoid choking. You are right though. I probably should be using one but can't STAND sleeping on my back! Men, eh?
(Quoting Message by MG_Metalgoddess from Wednesday, March 18, 2009 6:51:09 PM)
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MG_Metalgoddess wrote: |
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Oh BECKS.. is it asthma??? My brother and my dad both have sleep apnea.. Which is scary.. 2 days before christmas my dad had a siezure when he quit breathing... The ambulance came out to their house, he is supposed to be on a oxeygen machine when he sleeps, and it has a alarm on it in case you have trouble or quit breathing..
Hes to damm stubborn to use it..... Makes me mad..
MG~
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Becks wrote: |
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No Necro you have to stay!
Well I went back to the doctor about my night time cough/breathing problems. I now have a second inhaler, a spacer and a peak flow meter I have to use every time I use my inhalers, before and after. What a pain in the bum. I also have to record every reading I get for when I go back to the doc in a couple of weeks *sigh*
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Edited at: Wednesday, March 18, 2009 7:15:43 PM |
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[guidogodoy] Wednesday, March 18, 2009 8:01:18 PM | |
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Yes, she died. Sad, indeed.
I am curious to see a news report coming up on CNN in another few minutes. I am SURE that they are going to harp on wearing a helmet. Probably not a good time to throw this out there but I have been a skier since I was a young child. Never once worn one of those either.... [Show/Hide Quoted Message] (Quoting Message by Becks from Wednesday, March 18, 2009 7:50:23 PM) | | Becks wrote: | | WTF she's dead?!?!?! Last I heard she was injured skiing, oh my goodness! That's sad. | | guidogodoy wrote: | | Don't think I ever mentioned it before, Spa, but pop works for the mega-medical company Fisher Scientific. High position at that...
I can't believe he wouldn't have the newest machine. Damn think was still a bit loud. Then again, I am an extremely light sleeper. Plus, I'd have to sleep on my damn back!! Ah...maybe someday.
Becks: thanks for the kind words. Typical guy answer: yeah...I'll get around to it sometime.
I am actually in a bit of shock over the sudden death of Natasha Richardson. WTF? Died after an accident on a bunny hill??! What type of crap luck is THAT? Here I just get back from cliff-jumping double black diamond runs at almost 10,000 feet where you easily could have lost control and fallen off a cliff and she dies because of a fender bender on a green run. Wow, I am really shocked at the news and I don't even know much about her career as an actress. | | spapad wrote: | | If if turns out you need one someday the machines are WAY quieter than they used to be. | | guidogodoy wrote: | | Oh I know and my doc has, indeed, suggested that I go in for a sleep study.
Perhaps one of these days, I might just get around to it....
In Utah, was all I could do to sleep hearing the gurgling machine of my father's cpap in the room next door!
I just figure, avoid sleep, avoid the problem, eh? Guido! Keeper of the Night! | | MG_Metalgoddess wrote: | | Shame on you GUido... Iam after my dad all the time... He went for a sleep study.. he quit breathing 86 times in 1 minute at one point... Grrrrrrrrrr.... Then some doctor perscribed him sleeping pills without looking at his full health record.. I could have crapped my pants when I heard that... Yes my dad is soo stubborn,.,,, Men are usually less attentive when comes to healthy things, and doing them.. but some men I know are health conscience.
You should go for a sleep study Guido, and see what they say...
Becks should too if the problem doesnt get better or gets worse... Its very important... Very...
Hugs MG~ | | guidogodoy wrote: | | Sleep apnea? It is a Cpap machine. At least it SHOULD be one if he has apnea. Runs in my family (and probably me).
Not so much an alarm but it forces air to avoid choking. You are right though. I probably should be using one but can't STAND sleeping on my back! Men, eh?
(Quoting Message by MG_Metalgoddess from Wednesday, March 18, 2009 6:51:09 PM)
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MG_Metalgoddess wrote: |
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Oh BECKS.. is it asthma??? My brother and my dad both have sleep apnea.. Which is scary.. 2 days before christmas my dad had a siezure when he quit breathing... The ambulance came out to their house, he is supposed to be on a oxeygen machine when he sleeps, and it has a alarm on it in case you have trouble or quit breathing..
Hes to damm stubborn to use it..... Makes me mad..
MG~
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Becks wrote: |
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No Necro you have to stay!
Well I went back to the doctor about my night time cough/breathing problems. I now have a second inhaler, a spacer and a peak flow meter I have to use every time I use my inhalers, before and after. What a pain in the bum. I also have to record every reading I get for when I go back to the doc in a couple of weeks *sigh*
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Edited at: Wednesday, March 18, 2009 7:15:43 PM |
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[spapad] Wednesday, March 18, 2009 7:55:06 PM | |
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I knew a friend who had one and I splet is his guest room next to his room and never even heard the thing. But then again, I had Flora in the bed with me and she snored back then! She had to have her tonsils removed and has not sored since.
Wouldn't hurt to get sleep tested though, just to see if it's happening.
I'm with you, if I were forced to sleep on my back I would go insane! Been a belly sleeper/ fetal position sleeper my whole life, would never get an ounce of sleep on my back.
I'm off for now, Flora wants my computer. [Show/Hide Quoted Message] (Quoting Message by guidogodoy from Wednesday, March 18, 2009 7:47:10 PM) | | guidogodoy wrote: | | Don't think I ever mentioned it before, Spa, but pop works for the mega-medical company Fisher Scientific. High position at that...
I can't believe he wouldn't have the newest machine. Damn think was still a bit loud. Then again, I am an extremely light sleeper. Plus, I'd have to sleep on my damn back!! Ah...maybe someday.
Becks: thanks for the kind words. Typical guy answer: yeah...I'll get around to it sometime.
I am actually in a bit of shock over the sudden death of Natasha Richardson. WTF? Died after an accident on a bunny hill??! What type of crap luck is THAT? Here I just get back from cliff-jumping double black diamond runs at almost 10,000 feet where you easily could have lost control and fallen off a cliff and she dies because of a fender bender on a green run. Wow, I am really shocked at the news and I don't even know much about her career as an actress. | | spapad wrote: | | If if turns out you need one someday the machines are WAY quieter than they used to be. | | guidogodoy wrote: | | Oh I know and my doc has, indeed, suggested that I go in for a sleep study.
Perhaps one of these days, I might just get around to it....
In Utah, was all I could do to sleep hearing the gurgling machine of my father's cpap in the room next door!
I just figure, avoid sleep, avoid the problem, eh? Guido! Keeper of the Night! | | MG_Metalgoddess wrote: | | Shame on you GUido... Iam after my dad all the time... He went for a sleep study.. he quit breathing 86 times in 1 minute at one point... Grrrrrrrrrr.... Then some doctor perscribed him sleeping pills without looking at his full health record.. I could have crapped my pants when I heard that... Yes my dad is soo stubborn,.,,, Men are usually less attentive when comes to healthy things, and doing them.. but some men I know are health conscience.
You should go for a sleep study Guido, and see what they say...
Becks should too if the problem doesnt get better or gets worse... Its very important... Very...
Hugs MG~ | | guidogodoy wrote: | | Sleep apnea? It is a Cpap machine. At least it SHOULD be one if he has apnea. Runs in my family (and probably me).
Not so much an alarm but it forces air to avoid choking. You are right though. I probably should be using one but can't STAND sleeping on my back! Men, eh?
(Quoting Message by MG_Metalgoddess from Wednesday, March 18, 2009 6:51:09 PM)
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MG_Metalgoddess wrote: |
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Oh BECKS.. is it asthma??? My brother and my dad both have sleep apnea.. Which is scary.. 2 days before christmas my dad had a siezure when he quit breathing... The ambulance came out to their house, he is supposed to be on a oxeygen machine when he sleeps, and it has a alarm on it in case you have trouble or quit breathing..
Hes to damm stubborn to use it..... Makes me mad..
MG~
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Becks wrote: |
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No Necro you have to stay!
Well I went back to the doctor about my night time cough/breathing problems. I now have a second inhaler, a spacer and a peak flow meter I have to use every time I use my inhalers, before and after. What a pain in the bum. I also have to record every reading I get for when I go back to the doc in a couple of weeks *sigh*
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Edited at: Wednesday, March 18, 2009 7:15:43 PM |
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[Becks] Wednesday, March 18, 2009 7:53:28 PM | |
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Oh dear, that is very very sad for her family [Show/Hide Quoted Message] (Quoting Message by MG_Metalgoddess from Wednesday, March 18, 2009 7:51:57 PM) | | MG_Metalgoddess wrote: | | They said she was brain dead.. I guess she was sking with out any head protection.... SAD,,,,
I dont know much about the whole accident. or her carrer .. but that is what I read on the headline today!
She was a very pretty woman... Very sad for her family.
Okay Iam off to watch LOST... Be back later MG~
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[guidogodoy] Wednesday, March 18, 2009 7:53:12 PM | |
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Haaa! I actually did that once as a kid. Pin in an electric socket as a kid!
Were I gone? Ahh...you'd never even notice. More accurately, you'd never know! LOL! I should also make out a will sometime. Should have a clause in it that the one who inherits my wads of cash will have to make a post here to tell everyone of my demise. Then again, Calvin doesn't type very well.... [Show/Hide Quoted Message] (Quoting Message by MG_Metalgoddess from Wednesday, March 18, 2009 7:39:34 PM) | | MG_Metalgoddess wrote: | | ARGH MEN.....
LOL
Yeah I had my dad go to a diff doctor I was soo mad.. But he was not honest with his doctor either.. so the blame goes both ways....
GUIDO... I worry now... What if you get so tired from beign up all night.. that you body doesnt wake yourself up if you have it???? What are we going to do if something happens to our Guido??? I would be devestated.
| | guidogodoy wrote: | | Oh I know and my doc has, indeed, suggested that I go in for a sleep study.
Perhaps one of these days, I might just get around to it....
In Utah, was all I could do to sleep hearing the gurgling machine of my father's cpap in the room next door!
I just figure, avoid sleep, avoid the problem, eh? Guido! Keeper of the Night! | | MG_Metalgoddess wrote: | | Shame on you GUido... Iam after my dad all the time... He went for a sleep study.. he quit breathing 86 times in 1 minute at one point... Grrrrrrrrrr.... Then some doctor perscribed him sleeping pills without looking at his full health record.. I could have crapped my pants when I heard that... Yes my dad is soo stubborn,.,,, Men are usually less attentive when comes to healthy things, and doing them.. but some men I know are health conscience.
You should go for a sleep study Guido, and see what they say...
Becks should too if the problem doesnt get better or gets worse... Its very important... Very...
Hugs MG~ | | guidogodoy wrote: | | Sleep apnea? It is a Cpap machine. At least it SHOULD be one if he has apnea. Runs in my family (and probably me).
Not so much an alarm but it forces air to avoid choking. You are right though. I probably should be using one but can't STAND sleeping on my back! Men, eh?
(Quoting Message by MG_Metalgoddess from Wednesday, March 18, 2009 6:51:09 PM)
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MG_Metalgoddess wrote: |
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Oh BECKS.. is it asthma??? My brother and my dad both have sleep apnea.. Which is scary.. 2 days before christmas my dad had a siezure when he quit breathing... The ambulance came out to their house, he is supposed to be on a oxeygen machine when he sleeps, and it has a alarm on it in case you have trouble or quit breathing..
Hes to damm stubborn to use it..... Makes me mad..
MG~
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Becks wrote: |
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No Necro you have to stay!
Well I went back to the doctor about my night time cough/breathing problems. I now have a second inhaler, a spacer and a peak flow meter I have to use every time I use my inhalers, before and after. What a pain in the bum. I also have to record every reading I get for when I go back to the doc in a couple of weeks *sigh*
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Edited at: Wednesday, March 18, 2009 7:15:43 PM |
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[~ MG_Metalgoddess~] Wednesday, March 18, 2009 7:51:57 PM | |
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They said she was brain dead.. I guess she was sking with out any head protection.... SAD,,,,
I dont know much about the whole accident. or her carrer .. but that is what I read on the headline today!
She was a very pretty woman... Very sad for her family.
Okay Iam off to watch LOST... Be back later MG~
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[Becks] Wednesday, March 18, 2009 7:50:52 PM | |
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Oops double post lol.
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guidogodoy wrote: |
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Don't think I ever mentioned it before, Spa, but pop works for the mega-medical company Fisher Scientific. High position at that...
I can't believe he wouldn't have the newest machine. Damn think was still a bit loud. Then again, I am an extremely light sleeper. Plus, I'd have to sleep on my damn back!! Ah...maybe someday.
Becks: thanks for the kind words. Typical guy answer: yeah...I'll get around to it sometime.
I am actually in a bit of shock over the sudden death of Natasha Richardson. WTF? Died after an accident on a bunny hill??! What type of crap luck is THAT? Here I just get back from cliff-jumping double black diamond runs at almost 10,000 feet where you easily could have lost control and fallen off a cliff and she dies because of a fender bender on a green run. Wow, I am really shocked at the news and I don't even know much about her career as an actress.
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spapad wrote: |
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If if turns out you need one someday the machines are WAY quieter than they used to be.
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guidogodoy wrote: |
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Oh I know and my doc has, indeed, suggested that I go in for a sleep study.
Perhaps one of these days, I might just get around to it....
In Utah, was all I could do to sleep hearing the gurgling machine of my father's cpap in the room next door!
I just figure, avoid sleep, avoid the problem, eh? Guido! Keeper of the Night!
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MG_Metalgoddess wrote: |
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Shame on you GUido... Iam after my dad all the time... He went for a sleep study.. he quit breathing 86 times in 1 minute at one point... Grrrrrrrrrr.... Then some doctor perscribed him sleeping pills without looking at his full health record.. I could have crapped my pants when I heard that... Yes my dad is soo stubborn,.,,, Men are usually less attentive when comes to healthy things, and doing them.. but some men I know are health conscience.
You should go for a sleep study Guido, and see what they say...
Becks should too if the problem doesnt get better or gets worse... Its very important... Very...
Hugs MG~
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guidogodoy wrote: |
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Sleep apnea? It is a Cpap machine. At least it SHOULD be one if he has apnea. Runs in my family (and probably me).
Not so much an alarm but it forces air to avoid choking. You are right though. I probably should be using one but can't STAND sleeping on my back! Men, eh?
(Quoting Message by MG_Metalgoddess from Wednesday, March 18, 2009 6:51:09 PM)
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MG_Metalgoddess wrote: |
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Oh BECKS.. is it asthma??? My brother and my dad both have sleep apnea.. Which is scary.. 2 days before christmas my dad had a siezure when he quit breathing... The ambulance came out to their house, he is supposed to be on a oxeygen machine when he sleeps, and it has a alarm on it in case you have trouble or quit breathing..
Hes to damm stubborn to use it..... Makes me mad..
MG~
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Becks wrote: |
|
No Necro you have to stay!
Well I went back to the doctor about my night time cough/breathing problems. I now have a second inhaler, a spacer and a peak flow meter I have to use every time I use my inhalers, before and after. What a pain in the bum. I also have to record every reading I get for when I go back to the doc in a couple of weeks *sigh*
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Edited at: Wednesday, March 18, 2009 7:15:43 PM |
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Edited at: Wednesday, March 18, 2009 7:51:16 PM |
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[Becks] Wednesday, March 18, 2009 7:50:23 PM | |
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WTF she's dead?!?!?! Last I heard she was injured skiing, oh my goodness! That's sad. [Show/Hide Quoted Message] (Quoting Message by guidogodoy from Wednesday, March 18, 2009 7:47:10 PM) | | guidogodoy wrote: | | Don't think I ever mentioned it before, Spa, but pop works for the mega-medical company Fisher Scientific. High position at that...
I can't believe he wouldn't have the newest machine. Damn think was still a bit loud. Then again, I am an extremely light sleeper. Plus, I'd have to sleep on my damn back!! Ah...maybe someday.
Becks: thanks for the kind words. Typical guy answer: yeah...I'll get around to it sometime.
I am actually in a bit of shock over the sudden death of Natasha Richardson. WTF? Died after an accident on a bunny hill??! What type of crap luck is THAT? Here I just get back from cliff-jumping double black diamond runs at almost 10,000 feet where you easily could have lost control and fallen off a cliff and she dies because of a fender bender on a green run. Wow, I am really shocked at the news and I don't even know much about her career as an actress. | | spapad wrote: | | If if turns out you need one someday the machines are WAY quieter than they used to be. | | guidogodoy wrote: | | Oh I know and my doc has, indeed, suggested that I go in for a sleep study.
Perhaps one of these days, I might just get around to it....
In Utah, was all I could do to sleep hearing the gurgling machine of my father's cpap in the room next door!
I just figure, avoid sleep, avoid the problem, eh? Guido! Keeper of the Night! | | MG_Metalgoddess wrote: | | Shame on you GUido... Iam after my dad all the time... He went for a sleep study.. he quit breathing 86 times in 1 minute at one point... Grrrrrrrrrr.... Then some doctor perscribed him sleeping pills without looking at his full health record.. I could have crapped my pants when I heard that... Yes my dad is soo stubborn,.,,, Men are usually less attentive when comes to healthy things, and doing them.. but some men I know are health conscience.
You should go for a sleep study Guido, and see what they say...
Becks should too if the problem doesnt get better or gets worse... Its very important... Very...
Hugs MG~ | | guidogodoy wrote: | | Sleep apnea? It is a Cpap machine. At least it SHOULD be one if he has apnea. Runs in my family (and probably me).
Not so much an alarm but it forces air to avoid choking. You are right though. I probably should be using one but can't STAND sleeping on my back! Men, eh?
(Quoting Message by MG_Metalgoddess from Wednesday, March 18, 2009 6:51:09 PM)
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MG_Metalgoddess wrote: |
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Oh BECKS.. is it asthma??? My brother and my dad both have sleep apnea.. Which is scary.. 2 days before christmas my dad had a siezure when he quit breathing... The ambulance came out to their house, he is supposed to be on a oxeygen machine when he sleeps, and it has a alarm on it in case you have trouble or quit breathing..
Hes to damm stubborn to use it..... Makes me mad..
MG~
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Becks wrote: |
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No Necro you have to stay!
Well I went back to the doctor about my night time cough/breathing problems. I now have a second inhaler, a spacer and a peak flow meter I have to use every time I use my inhalers, before and after. What a pain in the bum. I also have to record every reading I get for when I go back to the doc in a couple of weeks *sigh*
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Edited at: Wednesday, March 18, 2009 7:15:43 PM |
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[guidogodoy] Wednesday, March 18, 2009 7:47:10 PM | |
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Don't think I ever mentioned it before, Spa, but pop works for the mega-medical company Fisher Scientific. High position at that...
I can't believe he wouldn't have the newest machine. Damn think was still a bit loud. Then again, I am an extremely light sleeper. Plus, I'd have to sleep on my damn back!! Ah...maybe someday.
Becks: thanks for the kind words. Typical guy answer: yeah...I'll get around to it sometime.
I am actually in a bit of shock over the sudden death of Natasha Richardson. WTF? Died after an accident on a bunny hill??! What type of crap luck is THAT? Here I just get back from cliff-jumping double black diamond runs at almost 10,000 feet where you easily could have lost control and fallen off a cliff and she dies because of a fender bender on a green run. Wow, I am really shocked at the news and I don't even know much about her career as an actress. [Show/Hide Quoted Message] (Quoting Message by spapad from Wednesday, March 18, 2009 7:33:54 PM) | | spapad wrote: | | If if turns out you need one someday the machines are WAY quieter than they used to be. | | guidogodoy wrote: | | Oh I know and my doc has, indeed, suggested that I go in for a sleep study.
Perhaps one of these days, I might just get around to it....
In Utah, was all I could do to sleep hearing the gurgling machine of my father's cpap in the room next door!
I just figure, avoid sleep, avoid the problem, eh? Guido! Keeper of the Night! | | MG_Metalgoddess wrote: | | Shame on you GUido... Iam after my dad all the time... He went for a sleep study.. he quit breathing 86 times in 1 minute at one point... Grrrrrrrrrr.... Then some doctor perscribed him sleeping pills without looking at his full health record.. I could have crapped my pants when I heard that... Yes my dad is soo stubborn,.,,, Men are usually less attentive when comes to healthy things, and doing them.. but some men I know are health conscience.
You should go for a sleep study Guido, and see what they say...
Becks should too if the problem doesnt get better or gets worse... Its very important... Very...
Hugs MG~ | | guidogodoy wrote: | | Sleep apnea? It is a Cpap machine. At least it SHOULD be one if he has apnea. Runs in my family (and probably me).
Not so much an alarm but it forces air to avoid choking. You are right though. I probably should be using one but can't STAND sleeping on my back! Men, eh?
(Quoting Message by MG_Metalgoddess from Wednesday, March 18, 2009 6:51:09 PM)
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MG_Metalgoddess wrote: |
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Oh BECKS.. is it asthma??? My brother and my dad both have sleep apnea.. Which is scary.. 2 days before christmas my dad had a siezure when he quit breathing... The ambulance came out to their house, he is supposed to be on a oxeygen machine when he sleeps, and it has a alarm on it in case you have trouble or quit breathing..
Hes to damm stubborn to use it..... Makes me mad..
MG~
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Becks wrote: |
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No Necro you have to stay!
Well I went back to the doctor about my night time cough/breathing problems. I now have a second inhaler, a spacer and a peak flow meter I have to use every time I use my inhalers, before and after. What a pain in the bum. I also have to record every reading I get for when I go back to the doc in a couple of weeks *sigh*
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Edited at: Wednesday, March 18, 2009 7:15:43 PM |
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[~ MG_Metalgoddess~] Wednesday, March 18, 2009 7:39:34 PM | |
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ARGH MEN.....
LOL
Yeah I had my dad go to a diff doctor I was soo mad.. But he was not honest with his doctor either.. so the blame goes both ways....
GUIDO... I worry now... What if you get so tired from beign up all night.. that you body doesnt wake yourself up if you have it???? What are we going to do if something happens to our Guido??? I would be devestated.
[Show/Hide Quoted Message] (Quoting Message by guidogodoy from Wednesday, March 18, 2009 7:31:16 PM) | | guidogodoy wrote: | | Oh I know and my doc has, indeed, suggested that I go in for a sleep study.
Perhaps one of these days, I might just get around to it....
In Utah, was all I could do to sleep hearing the gurgling machine of my father's cpap in the room next door!
I just figure, avoid sleep, avoid the problem, eh? Guido! Keeper of the Night! | | MG_Metalgoddess wrote: | | Shame on you GUido... Iam after my dad all the time... He went for a sleep study.. he quit breathing 86 times in 1 minute at one point... Grrrrrrrrrr.... Then some doctor perscribed him sleeping pills without looking at his full health record.. I could have crapped my pants when I heard that... Yes my dad is soo stubborn,.,,, Men are usually less attentive when comes to healthy things, and doing them.. but some men I know are health conscience.
You should go for a sleep study Guido, and see what they say...
Becks should too if the problem doesnt get better or gets worse... Its very important... Very...
Hugs MG~ | | guidogodoy wrote: | | Sleep apnea? It is a Cpap machine. At least it SHOULD be one if he has apnea. Runs in my family (and probably me).
Not so much an alarm but it forces air to avoid choking. You are right though. I probably should be using one but can't STAND sleeping on my back! Men, eh?
(Quoting Message by MG_Metalgoddess from Wednesday, March 18, 2009 6:51:09 PM)
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MG_Metalgoddess wrote: |
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Oh BECKS.. is it asthma??? My brother and my dad both have sleep apnea.. Which is scary.. 2 days before christmas my dad had a siezure when he quit breathing... The ambulance came out to their house, he is supposed to be on a oxeygen machine when he sleeps, and it has a alarm on it in case you have trouble or quit breathing..
Hes to damm stubborn to use it..... Makes me mad..
MG~
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Becks wrote: |
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No Necro you have to stay!
Well I went back to the doctor about my night time cough/breathing problems. I now have a second inhaler, a spacer and a peak flow meter I have to use every time I use my inhalers, before and after. What a pain in the bum. I also have to record every reading I get for when I go back to the doc in a couple of weeks *sigh*
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Edited at: Wednesday, March 18, 2009 7:15:43 PM |
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[Becks] Wednesday, March 18, 2009 7:37:18 PM | |
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See that you do Guido, you've got to look after yourself. [Show/Hide Quoted Message] (Quoting Message by guidogodoy from Wednesday, March 18, 2009 7:31:16 PM) | | guidogodoy wrote: | | Oh I know and my doc has, indeed, suggested that I go in for a sleep study.
Perhaps one of these days, I might just get around to it....
In Utah, was all I could do to sleep hearing the gurgling machine of my father's cpap in the room next door!
I just figure, avoid sleep, avoid the problem, eh? Guido! Keeper of the Night! | | MG_Metalgoddess wrote: | | Shame on you GUido... Iam after my dad all the time... He went for a sleep study.. he quit breathing 86 times in 1 minute at one point... Grrrrrrrrrr.... Then some doctor perscribed him sleeping pills without looking at his full health record.. I could have crapped my pants when I heard that... Yes my dad is soo stubborn,.,,, Men are usually less attentive when comes to healthy things, and doing them.. but some men I know are health conscience.
You should go for a sleep study Guido, and see what they say...
Becks should too if the problem doesnt get better or gets worse... Its very important... Very...
Hugs MG~ | | guidogodoy wrote: | | Sleep apnea? It is a Cpap machine. At least it SHOULD be one if he has apnea. Runs in my family (and probably me).
Not so much an alarm but it forces air to avoid choking. You are right though. I probably should be using one but can't STAND sleeping on my back! Men, eh?
(Quoting Message by MG_Metalgoddess from Wednesday, March 18, 2009 6:51:09 PM)
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MG_Metalgoddess wrote: |
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Oh BECKS.. is it asthma??? My brother and my dad both have sleep apnea.. Which is scary.. 2 days before christmas my dad had a siezure when he quit breathing... The ambulance came out to their house, he is supposed to be on a oxeygen machine when he sleeps, and it has a alarm on it in case you have trouble or quit breathing..
Hes to damm stubborn to use it..... Makes me mad..
MG~
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Becks wrote: |
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No Necro you have to stay!
Well I went back to the doctor about my night time cough/breathing problems. I now have a second inhaler, a spacer and a peak flow meter I have to use every time I use my inhalers, before and after. What a pain in the bum. I also have to record every reading I get for when I go back to the doc in a couple of weeks *sigh*
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Edited at: Wednesday, March 18, 2009 7:15:43 PM |
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[spapad] Wednesday, March 18, 2009 7:33:54 PM | |
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If if turns out you need one someday the machines are WAY quieter than they used to be. [Show/Hide Quoted Message] (Quoting Message by guidogodoy from Wednesday, March 18, 2009 7:31:16 PM) | | guidogodoy wrote: | | Oh I know and my doc has, indeed, suggested that I go in for a sleep study.
Perhaps one of these days, I might just get around to it....
In Utah, was all I could do to sleep hearing the gurgling machine of my father's cpap in the room next door!
I just figure, avoid sleep, avoid the problem, eh? Guido! Keeper of the Night! | | MG_Metalgoddess wrote: | | Shame on you GUido... Iam after my dad all the time... He went for a sleep study.. he quit breathing 86 times in 1 minute at one point... Grrrrrrrrrr.... Then some doctor perscribed him sleeping pills without looking at his full health record.. I could have crapped my pants when I heard that... Yes my dad is soo stubborn,.,,, Men are usually less attentive when comes to healthy things, and doing them.. but some men I know are health conscience.
You should go for a sleep study Guido, and see what they say...
Becks should too if the problem doesnt get better or gets worse... Its very important... Very...
Hugs MG~ | | guidogodoy wrote: | | Sleep apnea? It is a Cpap machine. At least it SHOULD be one if he has apnea. Runs in my family (and probably me).
Not so much an alarm but it forces air to avoid choking. You are right though. I probably should be using one but can't STAND sleeping on my back! Men, eh?
(Quoting Message by MG_Metalgoddess from Wednesday, March 18, 2009 6:51:09 PM)
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MG_Metalgoddess wrote: |
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Oh BECKS.. is it asthma??? My brother and my dad both have sleep apnea.. Which is scary.. 2 days before christmas my dad had a siezure when he quit breathing... The ambulance came out to their house, he is supposed to be on a oxeygen machine when he sleeps, and it has a alarm on it in case you have trouble or quit breathing..
Hes to damm stubborn to use it..... Makes me mad..
MG~
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Becks wrote: |
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No Necro you have to stay!
Well I went back to the doctor about my night time cough/breathing problems. I now have a second inhaler, a spacer and a peak flow meter I have to use every time I use my inhalers, before and after. What a pain in the bum. I also have to record every reading I get for when I go back to the doc in a couple of weeks *sigh*
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Edited at: Wednesday, March 18, 2009 7:15:43 PM |
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[guidogodoy] Wednesday, March 18, 2009 7:31:16 PM | |
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Oh I know and my doc has, indeed, suggested that I go in for a sleep study.
Perhaps one of these days, I might just get around to it....
In Utah, was all I could do to sleep hearing the gurgling machine of my father's cpap in the room next door!
I just figure, avoid sleep, avoid the problem, eh? Guido! Keeper of the Night! [Show/Hide Quoted Message] (Quoting Message by MG_Metalgoddess from Wednesday, March 18, 2009 7:25:09 PM) | | MG_Metalgoddess wrote: | | Shame on you GUido... Iam after my dad all the time... He went for a sleep study.. he quit breathing 86 times in 1 minute at one point... Grrrrrrrrrr.... Then some doctor perscribed him sleeping pills without looking at his full health record.. I could have crapped my pants when I heard that... Yes my dad is soo stubborn,.,,, Men are usually less attentive when comes to healthy things, and doing them.. but some men I know are health conscience.
You should go for a sleep study Guido, and see what they say...
Becks should too if the problem doesnt get better or gets worse... Its very important... Very...
Hugs MG~ | | guidogodoy wrote: | | Sleep apnea? It is a Cpap machine. At least it SHOULD be one if he has apnea. Runs in my family (and probably me).
Not so much an alarm but it forces air to avoid choking. You are right though. I probably should be using one but can't STAND sleeping on my back! Men, eh?
(Quoting Message by MG_Metalgoddess from Wednesday, March 18, 2009 6:51:09 PM)
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MG_Metalgoddess wrote: |
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Oh BECKS.. is it asthma??? My brother and my dad both have sleep apnea.. Which is scary.. 2 days before christmas my dad had a siezure when he quit breathing... The ambulance came out to their house, he is supposed to be on a oxeygen machine when he sleeps, and it has a alarm on it in case you have trouble or quit breathing..
Hes to damm stubborn to use it..... Makes me mad..
MG~
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Becks wrote: |
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No Necro you have to stay!
Well I went back to the doctor about my night time cough/breathing problems. I now have a second inhaler, a spacer and a peak flow meter I have to use every time I use my inhalers, before and after. What a pain in the bum. I also have to record every reading I get for when I go back to the doc in a couple of weeks *sigh*
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Edited at: Wednesday, March 18, 2009 7:15:43 PM |
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[Becks] Wednesday, March 18, 2009 7:28:32 PM | |
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I will certainly keep on top of things MG, thanks I don't want to feck around with something like breathing lol!
Holy moley, 86 times in a minute????? A normal minute should have 10-20 breaths! Plus that doctor sounds incredibly negligent, I would have had his guts for garters. [Show/Hide Quoted Message] (Quoting Message by MG_Metalgoddess from Wednesday, March 18, 2009 7:25:09 PM) | | MG_Metalgoddess wrote: | | Shame on you GUido... Iam after my dad all the time... He went for a sleep study.. he quit breathing 86 times in 1 minute at one point... Grrrrrrrrrr.... Then some doctor perscribed him sleeping pills without looking at his full health record.. I could have crapped my pants when I heard that... Yes my dad is soo stubborn,.,,, Men are usually less attentive when comes to healthy things, and doing them.. but some men I know are health conscience.
You should go for a sleep study Guido, and see what they say...
Becks should too if the problem doesnt get better or gets worse... Its very important... Very...
Hugs MG~ | | guidogodoy wrote: | | Sleep apnea? It is a Cpap machine. At least it SHOULD be one if he has apnea. Runs in my family (and probably me).
Not so much an alarm but it forces air to avoid choking. You are right though. I probably should be using one but can't STAND sleeping on my back! Men, eh?
(Quoting Message by MG_Metalgoddess from Wednesday, March 18, 2009 6:51:09 PM)
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MG_Metalgoddess wrote: |
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Oh BECKS.. is it asthma??? My brother and my dad both have sleep apnea.. Which is scary.. 2 days before christmas my dad had a siezure when he quit breathing... The ambulance came out to their house, he is supposed to be on a oxeygen machine when he sleeps, and it has a alarm on it in case you have trouble or quit breathing..
Hes to damm stubborn to use it..... Makes me mad..
MG~
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Becks wrote: |
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No Necro you have to stay!
Well I went back to the doctor about my night time cough/breathing problems. I now have a second inhaler, a spacer and a peak flow meter I have to use every time I use my inhalers, before and after. What a pain in the bum. I also have to record every reading I get for when I go back to the doc in a couple of weeks *sigh*
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Edited at: Wednesday, March 18, 2009 7:15:43 PM |
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[~ MG_Metalgoddess~] Wednesday, March 18, 2009 7:25:09 PM | |
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Shame on you GUido... Iam after my dad all the time... He went for a sleep study.. he quit breathing 86 times in 1 minute at one point... Grrrrrrrrrr.... Then some doctor perscribed him sleeping pills without looking at his full health record.. I could have crapped my pants when I heard that... Yes my dad is soo stubborn,.,,, Men are usually less attentive when comes to healthy things, and doing them.. but some men I know are health conscience.
You should go for a sleep study Guido, and see what they say...
Becks should too if the problem doesnt get better or gets worse... Its very important... Very...
Hugs MG~ [Show/Hide Quoted Message] (Quoting Message by guidogodoy from Wednesday, March 18, 2009 7:15:13 PM) | | guidogodoy wrote: | | Sleep apnea? It is a Cpap machine. At least it SHOULD be one if he has apnea. Runs in my family (and probably me).
Not so much an alarm but it forces air to avoid choking. You are right though. I probably should be using one but can't STAND sleeping on my back! Men, eh?
(Quoting Message by MG_Metalgoddess from Wednesday, March 18, 2009 6:51:09 PM)
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MG_Metalgoddess wrote: |
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Oh BECKS.. is it asthma??? My brother and my dad both have sleep apnea.. Which is scary.. 2 days before christmas my dad had a siezure when he quit breathing... The ambulance came out to their house, he is supposed to be on a oxeygen machine when he sleeps, and it has a alarm on it in case you have trouble or quit breathing..
Hes to damm stubborn to use it..... Makes me mad..
MG~
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Becks wrote: |
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No Necro you have to stay!
Well I went back to the doctor about my night time cough/breathing problems. I now have a second inhaler, a spacer and a peak flow meter I have to use every time I use my inhalers, before and after. What a pain in the bum. I also have to record every reading I get for when I go back to the doc in a couple of weeks *sigh*
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Edited at: Wednesday, March 18, 2009 7:15:43 PM |
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[guidogodoy] Wednesday, March 18, 2009 7:15:13 PM | |
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Sleep apnea? It is a Cpap machine. At least it SHOULD be one if he has apnea. Runs in my family (and probably me).
Not so much an alarm but it forces air to avoid choking. You are right though. I probably should be using one but can't STAND sleeping on my back! Men, eh?
[Show/Hide Quoted Message] (Quoting Message by MG_Metalgoddess from Wednesday, March 18, 2009 6:51:09 PM)
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MG_Metalgoddess wrote: |
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Oh BECKS.. is it asthma??? My brother and my dad both have sleep apnea.. Which is scary.. 2 days before christmas my dad had a siezure when he quit breathing... The ambulance came out to their house, he is supposed to be on a oxeygen machine when he sleeps, and it has a alarm on it in case you have trouble or quit breathing..
Hes to damm stubborn to use it..... Makes me mad..
MG~
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Becks wrote: |
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No Necro you have to stay!
Well I went back to the doctor about my night time cough/breathing problems. I now have a second inhaler, a spacer and a peak flow meter I have to use every time I use my inhalers, before and after. What a pain in the bum. I also have to record every reading I get for when I go back to the doc in a couple of weeks *sigh*
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Edited at: Wednesday, March 18, 2009 7:15:43 PM |
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[Becks] Wednesday, March 18, 2009 7:12:05 PM | |
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Nope not allergic to anything (very rarely get hayfever when I'm around polleny flowers lol). Our duvet on the bed is only an el cheapo one, don't think it contains feathers LOL! It's so annoying cos I've never had respiratory probs before. |
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[spapad] Wednesday, March 18, 2009 7:09:39 PM | |
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Are you allergic in general to animals, dust, mold? I take it at this time of the year you don't use any pillows/comforters in bed with feathers in them do you? [Show/Hide Quoted Message] (Quoting Message by Becks from Wednesday, March 18, 2009 7:07:12 PM) | | Becks wrote: | | Mostly at night Spa, so it's interrupting my sleep something wicked. The doc said he's not surprised cos of certain hormones decreasing at night which (in asthma) leads to airways closing up something like that LOL. |
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[Becks] Wednesday, March 18, 2009 7:07:12 PM | |
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Mostly at night Spa, so it's interrupting my sleep something wicked. The doc said he's not surprised cos of certain hormones decreasing at night which (in asthma) leads to airways closing up something like that LOL. |
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[spapad] Wednesday, March 18, 2009 7:05:47 PM | |
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Is this problem occuring only at night Becks? or a different times? [Show/Hide Quoted Message] (Quoting Message by Becks from Wednesday, March 18, 2009 6:59:22 PM) | | Becks wrote: | | That's the thing MG, I don't know! I think the doc is thinking it is, but he didn't actually make a diagnosis of asthma when I was there. I suppose I'll just have to wait for my follow up in two weeks and see what he reckons then.
OMG sleep apnea must be very scary! I would be mad too if my father had to use something like an oxygen machine and refused to! Men in general can be terrible for looking after their own health. | | MG_Metalgoddess wrote: | | Oh BECKS.. is it asthma??? My brother and my dad both have sleep apnea.. Which is scary.. 2 days before christmas my dad had a siezure when he quit breathing... The ambulance came out to their house, he is supposed to be on a oxeygen machine when he sleeps, and it has a alarm on it in case you have trouble or quit breathing..
Hes to damm stubborn to use it..... Makes me mad..
MG~ | | Becks wrote: | | No Necro you have to stay!
Well I went back to the doctor about my night time cough/breathing problems. I now have a second inhaler, a spacer and a peak flow meter I have to use every time I use my inhalers, before and after. What a pain in the bum. I also have to record every reading I get for when I go back to the doc in a couple of weeks *sigh*
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[Becks] Wednesday, March 18, 2009 6:59:22 PM | |
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That's the thing MG, I don't know! I think the doc is thinking it is, but he didn't actually make a diagnosis of asthma when I was there. I suppose I'll just have to wait for my follow up in two weeks and see what he reckons then.
OMG sleep apnea must be very scary! I would be mad too if my father had to use something like an oxygen machine and refused to! Men in general can be terrible for looking after their own health. [Show/Hide Quoted Message] (Quoting Message by MG_Metalgoddess from Wednesday, March 18, 2009 6:51:09 PM) | | MG_Metalgoddess wrote: | | Oh BECKS.. is it asthma??? My brother and my dad both have sleep apnea.. Which is scary.. 2 days before christmas my dad had a siezure when he quit breathing... The ambulance came out to their house, he is supposed to be on a oxeygen machine when he sleeps, and it has a alarm on it in case you have trouble or quit breathing..
Hes to damm stubborn to use it..... Makes me mad..
MG~ | | Becks wrote: | | No Necro you have to stay!
Well I went back to the doctor about my night time cough/breathing problems. I now have a second inhaler, a spacer and a peak flow meter I have to use every time I use my inhalers, before and after. What a pain in the bum. I also have to record every reading I get for when I go back to the doc in a couple of weeks *sigh*
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[~ MG_Metalgoddess~] Wednesday, March 18, 2009 6:51:09 PM | |
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Oh BECKS.. is it asthma??? My brother and my dad both have sleep apnea.. Which is scary.. 2 days before christmas my dad had a siezure when he quit breathing... The ambulance came out to their house, he is supposed to be on a oxeygen machine when he sleeps, and it has a alarm on it in case you have trouble or quit breathing..
Hes to damm stubborn to use it..... Makes me mad..
MG~ [Show/Hide Quoted Message] (Quoting Message by Becks from Wednesday, March 18, 2009 6:43:02 PM) | | Becks wrote: | | No Necro you have to stay!
Well I went back to the doctor about my night time cough/breathing problems. I now have a second inhaler, a spacer and a peak flow meter I have to use every time I use my inhalers, before and after. What a pain in the bum. I also have to record every reading I get for when I go back to the doc in a couple of weeks *sigh*
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[Becks] Wednesday, March 18, 2009 6:43:02 PM | |
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No Necro you have to stay!
Well I went back to the doctor about my night time cough/breathing problems. I now have a second inhaler, a spacer and a peak flow meter I have to use every time I use my inhalers, before and after. What a pain in the bum. I also have to record every reading I get for when I go back to the doc in a couple of weeks *sigh*
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[~ MG_Metalgoddess~] Wednesday, March 18, 2009 4:25:02 PM | |
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NOw you listen to ME!!!!!!!!!!!!!!!!!! you are not going any where!!!! dammitt!!!!! I have to put up with some slamming me in PM"S to the other girls, you are not going anywhere because of a computer glich.... LMAO
You are Loved out here,, and I would miss you are a true friend.. Now kick the computer a few times, and log in..
Cause you are here to stay!!!!!!!!!!!!!!!!!!!!!! LMAO
Luv Ya Necro... [Show/Hide Quoted Message] (Quoting Message by Necroticist from Wednesday, March 18, 2009 4:18:55 PM) | | Necroticist wrote: | | Tell ya what - am tempted to leave here....murray never answered on connection probs..think i annoyed a few ppl recently..am in two minds.... |
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[Necroticist] Wednesday, March 18, 2009 4:18:55 PM | |
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Tell ya what - am tempted to leave here....murray never answered on connection probs..think i annoyed a few ppl recently..am in two minds.... |
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[~ MG_Metalgoddess~] Wednesday, March 18, 2009 3:48:52 PM | |
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Okay New Girly Heavy Metal Bracelet I bought today,, And yes thats One of Scotty's drum sticks it rolled out of the CD case when I went to take the pic.... SO I left it in the picture... It fits!!!!!!!!
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[~ MG_Metalgoddess~] Wednesday, March 18, 2009 3:38:56 PM | |
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Iam doing wonderful helping my priest girls plan a trip for this summer.. Us gals from KK's my space are gonna celebrate july4th Priest style!!!!!!!!!! And we will all be together......
We re bringing MR DAVEGENOCIDE ALONG!!!! he is in MN my hometown of St Paul....
Me Melinda ( biker babe) Chels, Morgan, And Dave, so far.. And the priest men of course..
MUUUUUUUUUUUUUUUUUUAAAAAAAAAAHHHHHHHHHHHH....... LMAO Look out twin cities,, the bad girls are coming in!
[Show/Hide Quoted Message] (Quoting Message by scorpion01 from Wednesday, March 18, 2009 10:19:36 AM) | | scorpion01 wrote: | | MG HOW ARE YOU DOING? IT'S BEEN A WHILE. MY FAULT OF COURSE! HOPE ALL IS WELL. |
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[Becks] Wednesday, March 18, 2009 2:17:43 PM | |
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Morning from my end of the world metal family!
ARGH interest and all that stuff gets up my nose. Luckily my husband understands it better than me LOL. OUr philosophy when it comes to money is, if we need to take a loan, pay it off quick smart! We needed to buy a new car a couple of years ago (the old one was costing as much to fix as it cost to buy it) and we paid it off in a year (put down a fairly reasonable deposit). LOL the finance company wasn't happy about that cos they missed out on extra money, but tough shit, we didn't want that debt hanging over our heads. The only debt in this house is my lousy student loan, which doesn't accumulate interest cos I am staying in New Zealand. |
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[_strat_] Wednesday, March 18, 2009 11:23:09 AM | |
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Couldnt say. I dont know what simple and compund is. I know that there is the thing where, if you have 500€ and a 10% interest rate, that amounts to 550€. Then there is another where the interest rate is set, but depends on individual payments, rather than the entire amount of money. At least that what they taught us - a bit later, tho, that was in high school, and we even took a test on it.
You know, I would be a rotten liar if I said that I paid attention all the time. Or even most of the time. But I do know basic arithmetics, and percents are as basic as it gets. [Show/Hide Quoted Message] (Quoting Message by Deep Freeze from Wednesday, March 18, 2009 8:51:51 AM) | | Deep Freeze wrote: | | I remember learning about %s and how to calculate with them when I wasnt much more than ten. And, frankly, thats all you really need to figure out interests.
Well my friend, you are partially correct. Did they teach you the difference netween Simple and Compound interest? It is not always as simple as you mentioned. Yes, we have compulsory education here but, quite frankly, I do not believe everyone pays attention the whole time!!! | | _strat_ wrote: | | Well, how uneducated can you get? I mean, you do have compulsory education up to the age of 15, do you? We have it, and I remember learning about %s and how to calculate with them when I wasnt much more than ten. And, frankly, thats all you really need to figure out interests.
Yup. Changes. And adapting. And tightening the belt a bit. Some people seem to think that a new car every 3 years is their god-given right. That its their god given right to go to a supermarket, fill up a trolley, pay with a credit card and thats it. We will see - we are burning off reserves, reccesion is at the doorstep. We will see how that kind of people will fare in it. | | Deep Freeze wrote: | | HA!!!!!!!!!!! You'd be surprised, strat. You really would. People are just stupid, by and large. Well, uneducated I guess is a better term. It is really an economic decision, just as with anything else financial.
This country is in a terrible recession. People are losing money like crazy. There are times when a poor (Bear) market require changes in how one uses one's money. Really the only people making money in stocks and such are a few Day Traders and Commodities folks. You must adapt. I have ALL our money in Money Market accounts and CDs right now. Safest place to be. NOT a huge payback but safe. You have to THINK in times such as these. Greed can cause terrible mistakes. | | _strat_ wrote: | | I already do. Thats something you take into consideration when you buy it. You dont buy a car (or anything that costs like a car) like you buy a loaf of bread. IDK whats complicated about that. | | Deep Freeze wrote: | | HA!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! I suppose it was, strat!! As for cars, they do tell you a price here but it is NOT the TOTAL COST! Total cost is car price plus all those interest payments you make over the years. You will know what I mean someday, man. Happens all the time here in the US. If people actually knew what the total cost of things were, they would scream. You buy a 15K car and pay 60 payments of $350 a month. (Do the math!)
| | _strat_ wrote: | | They dont tell you the full price? IDK... There must be some kind of a law against that... But in any case, I never bought anything so big I would have to pay it in rates, but I know that everytime we talk about stuff like cars, appartments, ect. we always speak in full prices. Not "I got this car for ten payments of 300€". 3000€, and thats it. Come to think of it, its a good habbit.
It was really funny before we had euros, when stuff like cars and appartments would cost millions of Slo. Tolars... The good old days - when we were all millionares. | | Deep Freeze wrote: | | Very wise, my friend. You know, so many people think they understand interest but do not. When people in this country buy a house, they are always worried about "rate"....RATE RATE RATE. Amazing. Rate is merely a payment amount! Seriously. What they need to be concerned with is total cost, just as you mentioned. What will it cost me in full? If you go to buy a car, try asking the sales guy what the price of the car is, IN FULL. All they do is sell you a payment. They do not want you to know what the total cost is!! THAT is how interest really works. | | _strat_ wrote: | | Yup. And I usualy get a percent or two of discount if I pay in cash. Just for the big stuff, tho, like when I bought the guitar amp.
Frankly, I know what is a "limit" and I get "interest", but... I just choose the simplest way. I know how much I have = I know how much I can spend. Not the stuff when "I have 500€, but I can spend 700, and pay the difference later". Just complications. Expensive ones too. | | Deep Freeze wrote: | | That's a great point strat. Knowing what you are spending. People use credit, pay the monthly payments and get buried by interest. Worse yet, MOST people do NOT truly understand interest and that is a HUGE problem. | | _strat_ wrote: | | I dont use any money-related cards either. No credit cards, and even tho I have my bank card (or whatever its called - the one you stick in the ATM machine), I dont pay with it either. My reason is just that... I like cash. Really, with cards I never have a feeling on how much Im spending that I have with coins and banknotes. | | Deep Freeze wrote: | | 'Morning, gents. Interesting conversation. I do not use credit cards, either. As a matter of fact, I am constantly crusading against them. In this country, credit is the number one obstacle towards wealth. You simply cannnot build true wealth when you are in debt. Working for a bank, I have seen some horrible mistakes with credit. I have a car payment but only because I did not want to spend all the cash at once. Same with the house. But I do not carry even ONE credit card and neither does the Princess. We use debit or pay cash. Period. |
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[scorpion01] Wednesday, March 18, 2009 10:19:36 AM | |
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MG HOW ARE YOU DOING? IT'S BEEN A WHILE. MY FAULT OF COURSE! HOPE ALL IS WELL. |
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[Head banger] Wednesday, March 18, 2009 10:07:06 AM | |
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even rent a car companies are starting to buy recent used cars. I cant forsee buying a new car. ever. [Show/Hide Quoted Message] (Quoting Message by scorpion01 from Wednesday, March 18, 2009 9:28:34 AM) | | scorpion01 wrote: | | I AGREE WITH YOU STRAT ON THE NEW CAR. I THINK IT IS THE BIGGEST WASTE OF MONEY. ESPECIALLY IN THE CITY. I PURCHASED MY CAR TWO YEARS OLD FOR $7,000 LESS THAT A NEW MODEL. INSURANCE WAS MUCH CHEAPER. PAID IT OFF IN 2 YEARS AND KEPT IT FOR 8 MORE YEARS WITHOUT ANY PAYMENTS. JUST ROUTINE MAINTENANCE. WHEN THE MAINTENANCE BEGAN TO COME MORE FREQUENTLY IT WAS TIME TO MOVE ON. I NOW HAVE MY "NEW" CAR FOR 6 YEARS AND HAVEN'T HAD A PAYMENT IN 4 YEARS.
AT APPROXIMATELY $300 A MONTH THATS $3,600 LESS EXPENSE A YEAR. | | _strat_ wrote: | | Well, how uneducated can you get? I mean, you do have compulsory education up to the age of 15, do you? We have it, and I remember learning about %s and how to calculate with them when I wasnt much more than ten. And, frankly, thats all you really need to figure out interests.
Yup. Changes. And adapting. And tightening the belt a bit. Some people seem to think that a new car every 3 years is their god-given right. That its their god given right to go to a supermarket, fill up a trolley, pay with a credit card and thats it. We will see - we are burning off reserves, reccesion is at the doorstep. We will see how that kind of people will fare in it. | | Deep Freeze wrote: | | HA!!!!!!!!!!! You'd be surprised, strat. You really would. People are just stupid, by and large. Well, uneducated I guess is a better term. It is really an economic decision, just as with anything else financial.
This country is in a terrible recession. People are losing money like crazy. There are times when a poor (Bear) market require changes in how one uses one's money. Really the only people making money in stocks and such are a few Day Traders and Commodities folks. You must adapt. I have ALL our money in Money Market accounts and CDs right now. Safest place to be. NOT a huge payback but safe. You have to THINK in times such as these. Greed can cause terrible mistakes. | | _strat_ wrote: | | I already do. Thats something you take into consideration when you buy it. You dont buy a car (or anything that costs like a car) like you buy a loaf of bread. IDK whats complicated about that. | | Deep Freeze wrote: | | HA!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! I suppose it was, strat!! As for cars, they do tell you a price here but it is NOT the TOTAL COST! Total cost is car price plus all those interest payments you make over the years. You will know what I mean someday, man. Happens all the time here in the US. If people actually knew what the total cost of things were, they would scream. You buy a 15K car and pay 60 payments of $350 a month. (Do the math!)
| | _strat_ wrote: | | They dont tell you the full price? IDK... There must be some kind of a law against that... But in any case, I never bought anything so big I would have to pay it in rates, but I know that everytime we talk about stuff like cars, appartments, ect. we always speak in full prices. Not "I got this car for ten payments of 300€". 3000€, and thats it. Come to think of it, its a good habbit.
It was really funny before we had euros, when stuff like cars and appartments would cost millions of Slo. Tolars... The good old days - when we were all millionares. | | Deep Freeze wrote: | | Very wise, my friend. You know, so many people think they understand interest but do not. When people in this country buy a house, they are always worried about "rate"....RATE RATE RATE. Amazing. Rate is merely a payment amount! Seriously. What they need to be concerned with is total cost, just as you mentioned. What will it cost me in full? If you go to buy a car, try asking the sales guy what the price of the car is, IN FULL. All they do is sell you a payment. They do not want you to know what the total cost is!! THAT is how interest really works. | | _strat_ wrote: | | Yup. And I usualy get a percent or two of discount if I pay in cash. Just for the big stuff, tho, like when I bought the guitar amp.
Frankly, I know what is a "limit" and I get "interest", but... I just choose the simplest way. I know how much I have = I know how much I can spend. Not the stuff when "I have 500€, but I can spend 700, and pay the difference later". Just complications. Expensive ones too. | | Deep Freeze wrote: | | That's a great point strat. Knowing what you are spending. People use credit, pay the monthly payments and get buried by interest. Worse yet, MOST people do NOT truly understand interest and that is a HUGE problem. | | _strat_ wrote: | | I dont use any money-related cards either. No credit cards, and even tho I have my bank card (or whatever its called - the one you stick in the ATM machine), I dont pay with it either. My reason is just that... I like cash. Really, with cards I never have a feeling on how much Im spending that I have with coins and banknotes. | | Deep Freeze wrote: | | 'Morning, gents. Interesting conversation. I do not use credit cards, either. As a matter of fact, I am constantly crusading against them. In this country, credit is the number one obstacle towards wealth. You simply cannnot build true wealth when you are in debt. Working for a bank, I have seen some horrible mistakes with credit. I have a car payment but only because I did not want to spend all the cash at once. Same with the house. But I do not carry even ONE credit card and neither does the Princess. We use debit or pay cash. Period. |
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[~ MG_Metalgoddess~] Wednesday, March 18, 2009 9:57:08 AM | |
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OMG Were talking math problems,, percent's ect.... YIKES!!!!!!!!!!!!!!!!!!!!!!
Have a Happy WED to all the metal maniac family...
Hugs MG~
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[scorpion01] Wednesday, March 18, 2009 9:28:34 AM | |
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I AGREE WITH YOU STRAT ON THE NEW CAR. I THINK IT IS THE BIGGEST WASTE OF MONEY. ESPECIALLY IN THE CITY. I PURCHASED MY CAR TWO YEARS OLD FOR $7,000 LESS THAT A NEW MODEL. INSURANCE WAS MUCH CHEAPER. PAID IT OFF IN 2 YEARS AND KEPT IT FOR 8 MORE YEARS WITHOUT ANY PAYMENTS. JUST ROUTINE MAINTENANCE. WHEN THE MAINTENANCE BEGAN TO COME MORE FREQUENTLY IT WAS TIME TO MOVE ON. I NOW HAVE MY "NEW" CAR FOR 6 YEARS AND HAVEN'T HAD A PAYMENT IN 4 YEARS.
AT APPROXIMATELY $300 A MONTH THATS $3,600 LESS EXPENSE A YEAR. [Show/Hide Quoted Message] (Quoting Message by _strat_ from Wednesday, March 18, 2009 8:46:28 AM) | | _strat_ wrote: | | Well, how uneducated can you get? I mean, you do have compulsory education up to the age of 15, do you? We have it, and I remember learning about %s and how to calculate with them when I wasnt much more than ten. And, frankly, thats all you really need to figure out interests.
Yup. Changes. And adapting. And tightening the belt a bit. Some people seem to think that a new car every 3 years is their god-given right. That its their god given right to go to a supermarket, fill up a trolley, pay with a credit card and thats it. We will see - we are burning off reserves, reccesion is at the doorstep. We will see how that kind of people will fare in it. | | Deep Freeze wrote: | | HA!!!!!!!!!!! You'd be surprised, strat. You really would. People are just stupid, by and large. Well, uneducated I guess is a better term. It is really an economic decision, just as with anything else financial.
This country is in a terrible recession. People are losing money like crazy. There are times when a poor (Bear) market require changes in how one uses one's money. Really the only people making money in stocks and such are a few Day Traders and Commodities folks. You must adapt. I have ALL our money in Money Market accounts and CDs right now. Safest place to be. NOT a huge payback but safe. You have to THINK in times such as these. Greed can cause terrible mistakes. | | _strat_ wrote: | | I already do. Thats something you take into consideration when you buy it. You dont buy a car (or anything that costs like a car) like you buy a loaf of bread. IDK whats complicated about that. | | Deep Freeze wrote: | | HA!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! I suppose it was, strat!! As for cars, they do tell you a price here but it is NOT the TOTAL COST! Total cost is car price plus all those interest payments you make over the years. You will know what I mean someday, man. Happens all the time here in the US. If people actually knew what the total cost of things were, they would scream. You buy a 15K car and pay 60 payments of $350 a month. (Do the math!)
| | _strat_ wrote: | | They dont tell you the full price? IDK... There must be some kind of a law against that... But in any case, I never bought anything so big I would have to pay it in rates, but I know that everytime we talk about stuff like cars, appartments, ect. we always speak in full prices. Not "I got this car for ten payments of 300€". 3000€, and thats it. Come to think of it, its a good habbit.
It was really funny before we had euros, when stuff like cars and appartments would cost millions of Slo. Tolars... The good old days - when we were all millionares. | | Deep Freeze wrote: | | Very wise, my friend. You know, so many people think they understand interest but do not. When people in this country buy a house, they are always worried about "rate"....RATE RATE RATE. Amazing. Rate is merely a payment amount! Seriously. What they need to be concerned with is total cost, just as you mentioned. What will it cost me in full? If you go to buy a car, try asking the sales guy what the price of the car is, IN FULL. All they do is sell you a payment. They do not want you to know what the total cost is!! THAT is how interest really works. | | _strat_ wrote: | | Yup. And I usualy get a percent or two of discount if I pay in cash. Just for the big stuff, tho, like when I bought the guitar amp.
Frankly, I know what is a "limit" and I get "interest", but... I just choose the simplest way. I know how much I have = I know how much I can spend. Not the stuff when "I have 500€, but I can spend 700, and pay the difference later". Just complications. Expensive ones too. | | Deep Freeze wrote: | | That's a great point strat. Knowing what you are spending. People use credit, pay the monthly payments and get buried by interest. Worse yet, MOST people do NOT truly understand interest and that is a HUGE problem. | | _strat_ wrote: | | I dont use any money-related cards either. No credit cards, and even tho I have my bank card (or whatever its called - the one you stick in the ATM machine), I dont pay with it either. My reason is just that... I like cash. Really, with cards I never have a feeling on how much Im spending that I have with coins and banknotes. | | Deep Freeze wrote: | | 'Morning, gents. Interesting conversation. I do not use credit cards, either. As a matter of fact, I am constantly crusading against them. In this country, credit is the number one obstacle towards wealth. You simply cannnot build true wealth when you are in debt. Working for a bank, I have seen some horrible mistakes with credit. I have a car payment but only because I did not want to spend all the cash at once. Same with the house. But I do not carry even ONE credit card and neither does the Princess. We use debit or pay cash. Period. |
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[Deep Freeze] Wednesday, March 18, 2009 8:51:51 AM | |
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I remember learning about %s and how to calculate with them when I wasnt much more than ten. And, frankly, thats all you really need to figure out interests.
Well my friend, you are partially correct. Did they teach you the difference netween Simple and Compound interest? It is not always as simple as you mentioned. Yes, we have compulsory education here but, quite frankly, I do not believe everyone pays attention the whole time!!! [Show/Hide Quoted Message] (Quoting Message by _strat_ from Wednesday, March 18, 2009 8:46:28 AM) | | _strat_ wrote: | | Well, how uneducated can you get? I mean, you do have compulsory education up to the age of 15, do you? We have it, and I remember learning about %s and how to calculate with them when I wasnt much more than ten. And, frankly, thats all you really need to figure out interests.
Yup. Changes. And adapting. And tightening the belt a bit. Some people seem to think that a new car every 3 years is their god-given right. That its their god given right to go to a supermarket, fill up a trolley, pay with a credit card and thats it. We will see - we are burning off reserves, reccesion is at the doorstep. We will see how that kind of people will fare in it. | | Deep Freeze wrote: | | HA!!!!!!!!!!! You'd be surprised, strat. You really would. People are just stupid, by and large. Well, uneducated I guess is a better term. It is really an economic decision, just as with anything else financial.
This country is in a terrible recession. People are losing money like crazy. There are times when a poor (Bear) market require changes in how one uses one's money. Really the only people making money in stocks and such are a few Day Traders and Commodities folks. You must adapt. I have ALL our money in Money Market accounts and CDs right now. Safest place to be. NOT a huge payback but safe. You have to THINK in times such as these. Greed can cause terrible mistakes. | | _strat_ wrote: | | I already do. Thats something you take into consideration when you buy it. You dont buy a car (or anything that costs like a car) like you buy a loaf of bread. IDK whats complicated about that. | | Deep Freeze wrote: | | HA!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! I suppose it was, strat!! As for cars, they do tell you a price here but it is NOT the TOTAL COST! Total cost is car price plus all those interest payments you make over the years. You will know what I mean someday, man. Happens all the time here in the US. If people actually knew what the total cost of things were, they would scream. You buy a 15K car and pay 60 payments of $350 a month. (Do the math!)
| | _strat_ wrote: | | They dont tell you the full price? IDK... There must be some kind of a law against that... But in any case, I never bought anything so big I would have to pay it in rates, but I know that everytime we talk about stuff like cars, appartments, ect. we always speak in full prices. Not "I got this car for ten payments of 300€". 3000€, and thats it. Come to think of it, its a good habbit.
It was really funny before we had euros, when stuff like cars and appartments would cost millions of Slo. Tolars... The good old days - when we were all millionares. | | Deep Freeze wrote: | | Very wise, my friend. You know, so many people think they understand interest but do not. When people in this country buy a house, they are always worried about "rate"....RATE RATE RATE. Amazing. Rate is merely a payment amount! Seriously. What they need to be concerned with is total cost, just as you mentioned. What will it cost me in full? If you go to buy a car, try asking the sales guy what the price of the car is, IN FULL. All they do is sell you a payment. They do not want you to know what the total cost is!! THAT is how interest really works. | | _strat_ wrote: | | Yup. And I usualy get a percent or two of discount if I pay in cash. Just for the big stuff, tho, like when I bought the guitar amp.
Frankly, I know what is a "limit" and I get "interest", but... I just choose the simplest way. I know how much I have = I know how much I can spend. Not the stuff when "I have 500€, but I can spend 700, and pay the difference later". Just complications. Expensive ones too. | | Deep Freeze wrote: | | That's a great point strat. Knowing what you are spending. People use credit, pay the monthly payments and get buried by interest. Worse yet, MOST people do NOT truly understand interest and that is a HUGE problem. | | _strat_ wrote: | | I dont use any money-related cards either. No credit cards, and even tho I have my bank card (or whatever its called - the one you stick in the ATM machine), I dont pay with it either. My reason is just that... I like cash. Really, with cards I never have a feeling on how much Im spending that I have with coins and banknotes. | | Deep Freeze wrote: | | 'Morning, gents. Interesting conversation. I do not use credit cards, either. As a matter of fact, I am constantly crusading against them. In this country, credit is the number one obstacle towards wealth. You simply cannnot build true wealth when you are in debt. Working for a bank, I have seen some horrible mistakes with credit. I have a car payment but only because I did not want to spend all the cash at once. Same with the house. But I do not carry even ONE credit card and neither does the Princess. We use debit or pay cash. Period. |
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[_strat_] Wednesday, March 18, 2009 8:46:28 AM | |
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Well, how uneducated can you get? I mean, you do have compulsory education up to the age of 15, do you? We have it, and I remember learning about %s and how to calculate with them when I wasnt much more than ten. And, frankly, thats all you really need to figure out interests.
Yup. Changes. And adapting. And tightening the belt a bit. Some people seem to think that a new car every 3 years is their god-given right. That its their god given right to go to a supermarket, fill up a trolley, pay with a credit card and thats it. We will see - we are burning off reserves, reccesion is at the doorstep. We will see how that kind of people will fare in it. [Show/Hide Quoted Message] (Quoting Message by Deep Freeze from Wednesday, March 18, 2009 8:29:42 AM) | | Deep Freeze wrote: | | HA!!!!!!!!!!! You'd be surprised, strat. You really would. People are just stupid, by and large. Well, uneducated I guess is a better term. It is really an economic decision, just as with anything else financial.
This country is in a terrible recession. People are losing money like crazy. There are times when a poor (Bear) market require changes in how one uses one's money. Really the only people making money in stocks and such are a few Day Traders and Commodities folks. You must adapt. I have ALL our money in Money Market accounts and CDs right now. Safest place to be. NOT a huge payback but safe. You have to THINK in times such as these. Greed can cause terrible mistakes. | | _strat_ wrote: | | I already do. Thats something you take into consideration when you buy it. You dont buy a car (or anything that costs like a car) like you buy a loaf of bread. IDK whats complicated about that. | | Deep Freeze wrote: | | HA!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! I suppose it was, strat!! As for cars, they do tell you a price here but it is NOT the TOTAL COST! Total cost is car price plus all those interest payments you make over the years. You will know what I mean someday, man. Happens all the time here in the US. If people actually knew what the total cost of things were, they would scream. You buy a 15K car and pay 60 payments of $350 a month. (Do the math!)
| | _strat_ wrote: | | They dont tell you the full price? IDK... There must be some kind of a law against that... But in any case, I never bought anything so big I would have to pay it in rates, but I know that everytime we talk about stuff like cars, appartments, ect. we always speak in full prices. Not "I got this car for ten payments of 300€". 3000€, and thats it. Come to think of it, its a good habbit.
It was really funny before we had euros, when stuff like cars and appartments would cost millions of Slo. Tolars... The good old days - when we were all millionares. | | Deep Freeze wrote: | | Very wise, my friend. You know, so many people think they understand interest but do not. When people in this country buy a house, they are always worried about "rate"....RATE RATE RATE. Amazing. Rate is merely a payment amount! Seriously. What they need to be concerned with is total cost, just as you mentioned. What will it cost me in full? If you go to buy a car, try asking the sales guy what the price of the car is, IN FULL. All they do is sell you a payment. They do not want you to know what the total cost is!! THAT is how interest really works. | | _strat_ wrote: | | Yup. And I usualy get a percent or two of discount if I pay in cash. Just for the big stuff, tho, like when I bought the guitar amp.
Frankly, I know what is a "limit" and I get "interest", but... I just choose the simplest way. I know how much I have = I know how much I can spend. Not the stuff when "I have 500€, but I can spend 700, and pay the difference later". Just complications. Expensive ones too. | | Deep Freeze wrote: | | That's a great point strat. Knowing what you are spending. People use credit, pay the monthly payments and get buried by interest. Worse yet, MOST people do NOT truly understand interest and that is a HUGE problem. | | _strat_ wrote: | | I dont use any money-related cards either. No credit cards, and even tho I have my bank card (or whatever its called - the one you stick in the ATM machine), I dont pay with it either. My reason is just that... I like cash. Really, with cards I never have a feeling on how much Im spending that I have with coins and banknotes. | | Deep Freeze wrote: | | 'Morning, gents. Interesting conversation. I do not use credit cards, either. As a matter of fact, I am constantly crusading against them. In this country, credit is the number one obstacle towards wealth. You simply cannnot build true wealth when you are in debt. Working for a bank, I have seen some horrible mistakes with credit. I have a car payment but only because I did not want to spend all the cash at once. Same with the house. But I do not carry even ONE credit card and neither does the Princess. We use debit or pay cash. Period. |
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[Deep Freeze] Wednesday, March 18, 2009 8:29:42 AM | |
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HA!!!!!!!!!!! You'd be surprised, strat. You really would. People are just stupid, by and large. Well, uneducated I guess is a better term. It is really an economic decision, just as with anything else financial.
This country is in a terrible recession. People are losing money like crazy. There are times when a poor (Bear) market require changes in how one uses one's money. Really the only people making money in stocks and such are a few Day Traders and Commodities folks. You must adapt. I have ALL our money in Money Market accounts and CDs right now. Safest place to be. NOT a huge payback but safe. You have to THINK in times such as these. Greed can cause terrible mistakes. [Show/Hide Quoted Message] (Quoting Message by _strat_ from Wednesday, March 18, 2009 8:23:56 AM) | | _strat_ wrote: | | I already do. Thats something you take into consideration when you buy it. You dont buy a car (or anything that costs like a car) like you buy a loaf of bread. IDK whats complicated about that. | | Deep Freeze wrote: | | HA!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! I suppose it was, strat!! As for cars, they do tell you a price here but it is NOT the TOTAL COST! Total cost is car price plus all those interest payments you make over the years. You will know what I mean someday, man. Happens all the time here in the US. If people actually knew what the total cost of things were, they would scream. You buy a 15K car and pay 60 payments of $350 a month. (Do the math!)
| | _strat_ wrote: | | They dont tell you the full price? IDK... There must be some kind of a law against that... But in any case, I never bought anything so big I would have to pay it in rates, but I know that everytime we talk about stuff like cars, appartments, ect. we always speak in full prices. Not "I got this car for ten payments of 300€". 3000€, and thats it. Come to think of it, its a good habbit.
It was really funny before we had euros, when stuff like cars and appartments would cost millions of Slo. Tolars... The good old days - when we were all millionares. | | Deep Freeze wrote: | | Very wise, my friend. You know, so many people think they understand interest but do not. When people in this country buy a house, they are always worried about "rate"....RATE RATE RATE. Amazing. Rate is merely a payment amount! Seriously. What they need to be concerned with is total cost, just as you mentioned. What will it cost me in full? If you go to buy a car, try asking the sales guy what the price of the car is, IN FULL. All they do is sell you a payment. They do not want you to know what the total cost is!! THAT is how interest really works. | | _strat_ wrote: | | Yup. And I usualy get a percent or two of discount if I pay in cash. Just for the big stuff, tho, like when I bought the guitar amp.
Frankly, I know what is a "limit" and I get "interest", but... I just choose the simplest way. I know how much I have = I know how much I can spend. Not the stuff when "I have 500€, but I can spend 700, and pay the difference later". Just complications. Expensive ones too. | | Deep Freeze wrote: | | That's a great point strat. Knowing what you are spending. People use credit, pay the monthly payments and get buried by interest. Worse yet, MOST people do NOT truly understand interest and that is a HUGE problem. | | _strat_ wrote: | | I dont use any money-related cards either. No credit cards, and even tho I have my bank card (or whatever its called - the one you stick in the ATM machine), I dont pay with it either. My reason is just that... I like cash. Really, with cards I never have a feeling on how much Im spending that I have with coins and banknotes. | | Deep Freeze wrote: | | 'Morning, gents. Interesting conversation. I do not use credit cards, either. As a matter of fact, I am constantly crusading against them. In this country, credit is the number one obstacle towards wealth. You simply cannnot build true wealth when you are in debt. Working for a bank, I have seen some horrible mistakes with credit. I have a car payment but only because I did not want to spend all the cash at once. Same with the house. But I do not carry even ONE credit card and neither does the Princess. We use debit or pay cash. Period. |
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[_strat_] Wednesday, March 18, 2009 8:23:56 AM | |
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I already do. Thats something you take into consideration when you buy it. You dont buy a car (or anything that costs like a car) like you buy a loaf of bread. IDK whats complicated about that. [Show/Hide Quoted Message] (Quoting Message by Deep Freeze from Wednesday, March 18, 2009 8:19:07 AM) | | Deep Freeze wrote: | | HA!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! I suppose it was, strat!! As for cars, they do tell you a price here but it is NOT the TOTAL COST! Total cost is car price plus all those interest payments you make over the years. You will know what I mean someday, man. Happens all the time here in the US. If people actually knew what the total cost of things were, they would scream. You buy a 15K car and pay 60 payments of $350 a month. (Do the math!)
| | _strat_ wrote: | | They dont tell you the full price? IDK... There must be some kind of a law against that... But in any case, I never bought anything so big I would have to pay it in rates, but I know that everytime we talk about stuff like cars, appartments, ect. we always speak in full prices. Not "I got this car for ten payments of 300€". 3000€, and thats it. Come to think of it, its a good habbit.
It was really funny before we had euros, when stuff like cars and appartments would cost millions of Slo. Tolars... The good old days - when we were all millionares. | | Deep Freeze wrote: | | Very wise, my friend. You know, so many people think they understand interest but do not. When people in this country buy a house, they are always worried about "rate"....RATE RATE RATE. Amazing. Rate is merely a payment amount! Seriously. What they need to be concerned with is total cost, just as you mentioned. What will it cost me in full? If you go to buy a car, try asking the sales guy what the price of the car is, IN FULL. All they do is sell you a payment. They do not want you to know what the total cost is!! THAT is how interest really works. | | _strat_ wrote: | | Yup. And I usualy get a percent or two of discount if I pay in cash. Just for the big stuff, tho, like when I bought the guitar amp.
Frankly, I know what is a "limit" and I get "interest", but... I just choose the simplest way. I know how much I have = I know how much I can spend. Not the stuff when "I have 500€, but I can spend 700, and pay the difference later". Just complications. Expensive ones too. | | Deep Freeze wrote: | | That's a great point strat. Knowing what you are spending. People use credit, pay the monthly payments and get buried by interest. Worse yet, MOST people do NOT truly understand interest and that is a HUGE problem. | | _strat_ wrote: | | I dont use any money-related cards either. No credit cards, and even tho I have my bank card (or whatever its called - the one you stick in the ATM machine), I dont pay with it either. My reason is just that... I like cash. Really, with cards I never have a feeling on how much Im spending that I have with coins and banknotes. | | Deep Freeze wrote: | | 'Morning, gents. Interesting conversation. I do not use credit cards, either. As a matter of fact, I am constantly crusading against them. In this country, credit is the number one obstacle towards wealth. You simply cannnot build true wealth when you are in debt. Working for a bank, I have seen some horrible mistakes with credit. I have a car payment but only because I did not want to spend all the cash at once. Same with the house. But I do not carry even ONE credit card and neither does the Princess. We use debit or pay cash. Period. |
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[Deep Freeze] Wednesday, March 18, 2009 8:21:56 AM | |
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GREAT point, scorp. Of course, there is a way around THAT too. Simply do NOT get a loan that includes taxes and ins. Take that money and put it into a Money Market account and pay them yourself each quarter. You earn interest in the account and pay LESS in total costs. [Show/Hide Quoted Message] (Quoting Message by scorpion01 from Wednesday, March 18, 2009 8:16:17 AM) | | scorpion01 wrote: | | FREEZE YOU HIT THAT ONE DEAD ON. I COULDN'T AGREE WITH YOU MORE. ALSO WHEN BUYING A HOUSE UNEDUCATED BUYERS LOSE SIGHT OF TAXES. SO MANY PEOPLE LEAVE BROOKLYN BECAUSE THEY CANT AFFORD THE HIGH PRICE OF A HOUSE. THEY GO TO JERSEY OR LONG ISLAND AND AND BUY ONE FOR $50,000 TO 75,000 CHEAPER. BUT IN BROOKLYN REAL ESTATE TAXES ARE VERY CHEAP. THE OTHER AREAS THEY ARE PAYING 10 - 12,000 MORE PER YEAR. EVEN AFTER THE TAX RETURN BENEFIT IT COSTS MUCH MORE. IN MOST CASES THEY STILL HAVE TO PAY FOR SCHOOLS FOR THEIR KIDS.
OOD MORNING EVERYONE. |
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[Necroticist] Wednesday, March 18, 2009 8:19:31 AM | |
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Ya can't even die here without a cost..there's a death tax and anything over a certain amount u leave to others gets taken away.... |
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[Deep Freeze] Wednesday, March 18, 2009 8:19:07 AM | |
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HA!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! I suppose it was, strat!! As for cars, they do tell you a price here but it is NOT the TOTAL COST! Total cost is car price plus all those interest payments you make over the years. You will know what I mean someday, man. Happens all the time here in the US. If people actually knew what the total cost of things were, they would scream. You buy a 15K car and pay 60 payments of $350 a month. (Do the math!)
[Show/Hide Quoted Message] (Quoting Message by _strat_ from Wednesday, March 18, 2009 8:12:53 AM) | | _strat_ wrote: | | They dont tell you the full price? IDK... There must be some kind of a law against that... But in any case, I never bought anything so big I would have to pay it in rates, but I know that everytime we talk about stuff like cars, appartments, ect. we always speak in full prices. Not "I got this car for ten payments of 300€". 3000€, and thats it. Come to think of it, its a good habbit.
It was really funny before we had euros, when stuff like cars and appartments would cost millions of Slo. Tolars... The good old days - when we were all millionares. | | Deep Freeze wrote: | | Very wise, my friend. You know, so many people think they understand interest but do not. When people in this country buy a house, they are always worried about "rate"....RATE RATE RATE. Amazing. Rate is merely a payment amount! Seriously. What they need to be concerned with is total cost, just as you mentioned. What will it cost me in full? If you go to buy a car, try asking the sales guy what the price of the car is, IN FULL. All they do is sell you a payment. They do not want you to know what the total cost is!! THAT is how interest really works. | | _strat_ wrote: | | Yup. And I usualy get a percent or two of discount if I pay in cash. Just for the big stuff, tho, like when I bought the guitar amp.
Frankly, I know what is a "limit" and I get "interest", but... I just choose the simplest way. I know how much I have = I know how much I can spend. Not the stuff when "I have 500€, but I can spend 700, and pay the difference later". Just complications. Expensive ones too. | | Deep Freeze wrote: | | That's a great point strat. Knowing what you are spending. People use credit, pay the monthly payments and get buried by interest. Worse yet, MOST people do NOT truly understand interest and that is a HUGE problem. | | _strat_ wrote: | | I dont use any money-related cards either. No credit cards, and even tho I have my bank card (or whatever its called - the one you stick in the ATM machine), I dont pay with it either. My reason is just that... I like cash. Really, with cards I never have a feeling on how much Im spending that I have with coins and banknotes. | | Deep Freeze wrote: | | 'Morning, gents. Interesting conversation. I do not use credit cards, either. As a matter of fact, I am constantly crusading against them. In this country, credit is the number one obstacle towards wealth. You simply cannnot build true wealth when you are in debt. Working for a bank, I have seen some horrible mistakes with credit. I have a car payment but only because I did not want to spend all the cash at once. Same with the house. But I do not carry even ONE credit card and neither does the Princess. We use debit or pay cash. Period. |
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[scorpion01] Wednesday, March 18, 2009 8:16:17 AM | |
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FREEZE YOU HIT THAT ONE DEAD ON. I COULDN'T AGREE WITH YOU MORE. ALSO WHEN BUYING A HOUSE UNEDUCATED BUYERS LOSE SIGHT OF TAXES. SO MANY PEOPLE LEAVE BROOKLYN BECAUSE THEY CANT AFFORD THE HIGH PRICE OF A HOUSE. THEY GO TO JERSEY OR LONG ISLAND AND AND BUY ONE FOR $50,000 TO 75,000 CHEAPER. BUT IN BROOKLYN REAL ESTATE TAXES ARE VERY CHEAP. THE OTHER AREAS THEY ARE PAYING 10 - 12,000 MORE PER YEAR. EVEN AFTER THE TAX RETURN BENEFIT IT COSTS MUCH MORE. IN MOST CASES THEY STILL HAVE TO PAY FOR SCHOOLS FOR THEIR KIDS.
OOD MORNING EVERYONE. |
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[_strat_] Wednesday, March 18, 2009 8:12:53 AM | |
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They dont tell you the full price? IDK... There must be some kind of a law against that... But in any case, I never bought anything so big I would have to pay it in rates, but I know that everytime we talk about stuff like cars, appartments, ect. we always speak in full prices. Not "I got this car for ten payments of 300€". 3000€, and thats it. Come to think of it, its a good habbit.
It was really funny before we had euros, when stuff like cars and appartments would cost millions of Slo. Tolars... The good old days - when we were all millionares. [Show/Hide Quoted Message] (Quoting Message by Deep Freeze from Wednesday, March 18, 2009 8:00:25 AM) | | Deep Freeze wrote: | | Very wise, my friend. You know, so many people think they understand interest but do not. When people in this country buy a house, they are always worried about "rate"....RATE RATE RATE. Amazing. Rate is merely a payment amount! Seriously. What they need to be concerned with is total cost, just as you mentioned. What will it cost me in full? If you go to buy a car, try asking the sales guy what the price of the car is, IN FULL. All they do is sell you a payment. They do not want you to know what the total cost is!! THAT is how interest really works. | | _strat_ wrote: | | Yup. And I usualy get a percent or two of discount if I pay in cash. Just for the big stuff, tho, like when I bought the guitar amp.
Frankly, I know what is a "limit" and I get "interest", but... I just choose the simplest way. I know how much I have = I know how much I can spend. Not the stuff when "I have 500€, but I can spend 700, and pay the difference later". Just complications. Expensive ones too. | | Deep Freeze wrote: | | That's a great point strat. Knowing what you are spending. People use credit, pay the monthly payments and get buried by interest. Worse yet, MOST people do NOT truly understand interest and that is a HUGE problem. | | _strat_ wrote: | | I dont use any money-related cards either. No credit cards, and even tho I have my bank card (or whatever its called - the one you stick in the ATM machine), I dont pay with it either. My reason is just that... I like cash. Really, with cards I never have a feeling on how much Im spending that I have with coins and banknotes. | | Deep Freeze wrote: | | 'Morning, gents. Interesting conversation. I do not use credit cards, either. As a matter of fact, I am constantly crusading against them. In this country, credit is the number one obstacle towards wealth. You simply cannnot build true wealth when you are in debt. Working for a bank, I have seen some horrible mistakes with credit. I have a car payment but only because I did not want to spend all the cash at once. Same with the house. But I do not carry even ONE credit card and neither does the Princess. We use debit or pay cash. Period. |
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